Bank Saqu participated in a discussion forum with IdeaFriends titled “Built by Her: Turning Passion Into Power in The Creative Industry,” which focused on women’s roles in building businesses within Indonesia’s creative sector and the importance of financial management for business growth (24/04/2026).

The forum, held in commemoration of Kartini Day, brought together women entrepreneurs, including Liya Tsabitah, Bank Saqu Solopreneur Academy 2025 winner and owner of CabeArt, and Sylvia, Co-Founder of KopiSoe, Rantau Rasa.

The discussion highlighted how women in Indonesia are increasingly turning ideas, hobbies, and personal stories into businesses with economic value.

Bank Saqu, a banking service under Astra Financial and WeLab, emphasized that women are not only active in the creative industry but also experience evolving financial journeys, from starting businesses to managing and developing them sustainably.

Women’s Growing Role in Indonesia’s MSME and Creative Sector

Bank Saqu noted that women play a major role in Indonesia’s MSME ecosystem, particularly within creative industries.

Data from the Ministry of Cooperatives and SMEs shows that around 64.5% of MSME actors in Indonesia are women, many of whom are engaged in creative-related sectors.

The development of digital technology has also created wider opportunities for women entrepreneurs, enabling them to expand markets and operate businesses with greater flexibility.

Bank Saqu highlighted this trend as an important driver of women’s economic independence and participation in Indonesia’s creative economy.

Financial Management Key to Sustainable Creative Businesses

Bank Saqu emphasized that creativity alone is not sufficient to ensure long-term business sustainability, stressing the importance of financial management in business development.

“For businesses to grow sustainably, a good understanding of finance is needed, starting from cash flow management to financial decision-making. As the creative industry continues to grow, we believe that the combination of creativity and proper financial management will become the main foundation for the emergence of more sustainable businesses in Indonesia.”

Entrepreneurs also reinforced the importance of financial discipline in sustaining creative businesses. Sylvia, Co-Founder of KopiSoe, Rantau Rasa, stated, “Many creative businesses are born from strong ideas, but what makes the difference is how the business is managed financially. Without healthy finances, it is difficult to sustain in the long term, especially to grow. Discipline in managing cash flow, understanding costs, and making data-based decisions is key so that businesses not only survive but also grow sustainably.”

Liya Tsabitah also shared her experience as a solopreneur, highlighting the importance of separating personal and business finances, “As a woman building a business from something I love, I realize that creativity alone is not enough. There is a process of understanding finance, managing cash flow, and making the right decisions. Support from Bank Saqu is very relevant because it helps us as solopreneurs grow with a stronger foundation. By separating personal and business finances through Saku Nabung and Saku Transaksi, financial management becomes more organized, allowing the business to grow more optimally.”

Bank Saqu Expands Support for Solopreneurs and Business Growth

Bank Saqu reported that around 40% of its customers are solopreneurs, prompting the bank to strengthen its focus on education and ecosystem development alongside banking services.

One of its initiatives is the Solopreneur Academy, which provides learning opportunities and networking support for business owners to develop their ventures in a more structured way.

The bank also offers digital features such as Tabungmatic to support saving habits and Saku Kredit yang Selalu Ready for financing needs.

In addition, Bank Saqu Bisnis is designed to help growing businesses manage cash flow and operational requirements more effectively.

Through these initiatives, Bank Saqu stated its commitment to supporting entrepreneurs across different stages of business development, from early growth to expansion, while contributing to Indonesia’s creative economy.

PHOTO: BANK SAQU

This article was created with AI assistance.

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